:root{
  --bg:#0b1220;
  --panel:#0f1a2f;
  --panel2:#101c34;
  --text:#e6e9ef;
  --muted:#b7c0d1;
  --gold:#d4af37;
  --gold2:#b88a1e;
  --border:rgba(255,255,255,.12);
  --shadow: 0 18px 45px rgba(0,0,0,.45);
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji","Segoe UI Emoji";
  background: radial-gradient(1200px 700px at 20% -10%, rgba(212,175,55,.22), transparent 55%),
              radial-gradient(900px 600px at 90% 10%, rgba(91, 158, 255, .18), transparent 50%),
              var(--bg);
  color:var(--text);
  line-height:1.55;
}

a{color:inherit;text-decoration:none}
.container{max-width:1100px;margin:0 auto;padding:0 22px}

.nav{
  position:sticky; top:0;
  backdrop-filter: blur(10px);
  background: rgba(11,18,32,.75);
  border-bottom:1px solid var(--border);
  z-index:50;
}
.nav-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 0;
  gap:18px;
}
.brand{
  display:flex;align-items:center;gap:12px;
  font-weight:700;letter-spacing:.2px;
}
.brand img{
  width:44px;height:44px;
  border-radius:12px;
  object-fit:contain;
  background: rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.10);
  padding:6px;
}
.navlinks{
  display:flex;gap:16px;flex-wrap:wrap;
  color:var(--muted);
  font-weight:600;
  font-size:14px;
}
.navlinks a{
  padding:8px 10px;border-radius:10px;
}
.navlinks a:hover{background:rgba(255,255,255,.06);color:var(--text)}
.nav-cta{
  display:flex; gap:10px; align-items:center;
}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:10px 14px;
  border-radius:12px;
  font-weight:800;
  font-size:14px;
  border:1px solid rgba(255,255,255,.14);
  background: rgba(255,255,255,.06);
  color:var(--text);
}
.btn:hover{background: rgba(255,255,255,.10)}
.btn-primary{
  border:1px solid rgba(212,175,55,.55);
  background: linear-gradient(135deg, var(--gold), var(--gold2));
  color:#0b1220;
}
.btn-primary:hover{filter:brightness(1.03)}
.badge{
  display:inline-flex;
  border:1px solid rgba(212,175,55,.40);
  color: rgba(255,255,255,.92);
  padding:6px 10px;
  border-radius:999px;
  font-weight:700;
  font-size:12px;
  background: rgba(212,175,55,.08);
}

.hero{
  padding:62px 0 34px;
  position:relative;
}
.hero-grid{
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap:26px;
  align-items:stretch;
}
@media (max-width: 900px){
  .hero-grid{grid-template-columns:1fr}
}

.hero-card{
  background: linear-gradient(180deg, rgba(255,255,255,.06), rgba(255,255,255,.03));
  border:1px solid var(--border);
  border-radius:22px;
  padding:26px;
  box-shadow: var(--shadow);
  position:relative;
  overflow:hidden;
}
.hero-card::before{
  content:"";
  position:absolute; inset:-2px;
  background:
    radial-gradient(400px 220px at 20% 15%, rgba(212,175,55,.24), transparent 60%),
    radial-gradient(380px 240px at 90% 25%, rgba(120,179,255,.18), transparent 60%),
    radial-gradient(320px 220px at 65% 95%, rgba(212,175,55,.14), transparent 60%);
  pointer-events:none;
}
.hero-card > *{position:relative}

h1{
  margin:12px 0 10px;
  font-size:44px;
  line-height:1.08;
  letter-spacing:-.6px;
}
@media (max-width: 520px){
  h1{font-size:36px}
}
.lead{
  color:var(--muted);
  font-weight:650;
  max-width:60ch;
}
.hero-actions{
  display:flex; gap:12px; flex-wrap:wrap;
  margin-top:18px;
}
.smallnote{
  margin-top:16px;
  color:rgba(183,192,209,.85);
  font-size:13px;
}

.side-panel{
  background: rgba(15,26,47,.66);
  border:1px solid var(--border);
  border-radius:22px;
  padding:22px;
  box-shadow: var(--shadow);
  overflow:hidden;
  position:relative;
}
.side-panel::after{
  content:"";
  position:absolute;
  right:-110px; top:-120px;
  width:320px; height:320px;
  background: radial-gradient(circle at 30% 30%, rgba(212,175,55,.26), transparent 60%);
  transform: rotate(12deg);
}
.side-panel > *{position:relative}
.side-title{font-size:16px;font-weight:900;margin:0 0 8px}
.side-list{margin:10px 0 0;padding:0;list-style:none;color:var(--muted)}
.side-list li{padding:10px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.side-list li:last-child{border-bottom:none}

.section{
  padding:36px 0;
}
.section h2{
  margin:0 0 12px;
  font-size:28px;
  letter-spacing:-.2px;
}
.section p{color:var(--muted);margin:0 0 14px}
.grid-3{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:14px;
}
@media (max-width: 900px){
  .grid-3{grid-template-columns:1fr}
}
.card{
  background: rgba(15,26,47,.62);
  border:1px solid var(--border);
  border-radius:18px;
  padding:18px;
}
.card h3{margin:0 0 8px;font-size:18px}
.card p{margin:0;color:var(--muted)}
.stepnum{
  width:34px;height:34px;border-radius:12px;
  display:inline-flex;align-items:center;justify-content:center;
  background: rgba(212,175,55,.12);
  border:1px solid rgba(212,175,55,.35);
  font-weight:900;
  color: rgba(255,255,255,.95);
  margin-bottom:10px;
}

.divider{
  height:1px;background:rgba(255,255,255,.10);
  margin:22px 0;
}

.formwrap{
  background: rgba(15,26,47,.70);
  border:1px solid var(--border);
  border-radius:20px;
  padding:18px;
  box-shadow: var(--shadow);
}
form{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
  margin-top:10px;
}
@media (max-width: 720px){
  form{grid-template-columns:1fr}
}
label{font-weight:800;font-size:13px}
input, textarea{
  width:100%;
  padding:12px 12px;
  border-radius:12px;
  border:1px solid rgba(255,255,255,.14);
  background: rgba(255,255,255,.06);
  color:var(--text);
  outline:none;
}
input::placeholder, textarea::placeholder{color:rgba(183,192,209,.75)}
textarea{min-height:120px;grid-column:1/-1;resize:vertical}
.full{grid-column:1/-1}
.checkbox{
  display:flex; gap:10px; align-items:flex-start;
  grid-column:1/-1;
  color:rgba(183,192,209,.92);
  font-size:13px;
}
.checkbox input{width:auto;margin-top:4px}
.form-actions{
  grid-column:1/-1;
  display:flex; gap:12px; flex-wrap:wrap;
  align-items:center;
  margin-top:4px;
}
.disclaimer-links{
  color:rgba(183,192,209,.85);
  font-size:13px;
}
.disclaimer-links a{color:rgba(212,175,55,.95);font-weight:800}
.disclaimer-links a:hover{text-decoration:underline}

.footer{
  padding:26px 0 34px;
  color:rgba(183,192,209,.85);
}
.footer-top{
  display:flex;gap:16px;flex-wrap:wrap;justify-content:space-between;align-items:flex-start;
  border-top:1px solid rgba(255,255,255,.10);
  padding-top:18px;
}
.footer strong{color:rgba(255,255,255,.92)}
.footer a{color:rgba(212,175,55,.95);font-weight:800}
.footer a:hover{text-decoration:underline}
/* Legal page spacing fix */
.card p {
  margin-bottom: 1.25rem;
  line-height: 1.6;
}

.card p:last-child {
  margin-bottom: 0;
}